Privacy Policy

1. Who We Are

CalculatorDashboard.com is a free, educational financial calculator website operated as a personal project based in the United Kingdom. For the purposes of UK data protection law, the website owner is the data controller.

If you have any questions or concerns about this Privacy Policy or your personal data, please contact us at info@calculatordashboard.com.

2. What Data We Collect

We collect minimal data. Specifically:

• Usage and analytics data — via Google Analytics 4 (GA4), we collect anonymised information about how visitors use our site, including pages visited, time spent, device type, browser type, and approximate geographic location (country/city level). We do not collect your precise location.
• Cookies — we use cookies for analytics purposes (see Section 5).
• Calculator inputs — any data you enter into our calculators (such as investment amounts, dates, or balances) is processed entirely within your browser. This data is never sent to or stored on our servers.

We do not collect your name, email address, phone number, postal address, financial account details, or any other personally identifiable information unless you voluntarily contact us directly.

3. Legal Basis for Processing

Under UK GDPR, we process data on the following legal bases:

• Legitimate interests — analytics data is collected to understand how users interact with the site so we can improve it. We have assessed that this does not override your rights and freedoms.
• Consent — where we use non-essential cookies (such as analytics cookies), we will seek your consent via our cookie banner before placing them.

4. How We Use Your Data

We use the data we collect for the following purposes only:

• To understand how visitors use the site and which calculators are most useful
• To identify and fix technical issues
• To improve the content and functionality of the site
• To monitor site performance and security

We do not use your data for marketing, profiling, automated decision-making, or any commercial purpose beyond improving this free educational resource.

5. Cookies

We use the following types of cookies:

• Strictly necessary cookies — required for the site to function. These cannot be disabled.
• Analytics cookies — placed by Google Analytics to collect anonymised usage data. These are only set with your consent.

You can manage or withdraw your cookie consent at any time using our cookie settings banner. You can also control cookies through your browser settings. Note that disabling analytics cookies will not affect your ability to use any calculator on this site.

For more information about Google Analytics and how to opt out, visit tools.google.com/dlpage/gaoptout.

6. Third-Party Services

We use the following third-party services which may process data on our behalf:

• Google Analytics 4 — for website analytics. Google may process data in the US. Google is certified under the EU-US Data Privacy Framework. See Google's Privacy Policy.
• Vercel — our hosting provider. Vercel processes server logs which may include IP addresses. See Vercel's Privacy Policy.
• Google Fonts — we load fonts from Google Fonts, which may result in your IP address being sent to Google's servers. See Google's Privacy Policy.

We do not sell, rent, or share your personal data with any third party for their own marketing purposes.

7. Data Retention

Analytics data is retained for 26 months by default within Google Analytics, after which it is automatically deleted. We do not store any other personal data.

8. Your Rights Under UK GDPR

Under UK data protection law, you have the following rights:

• Right of access — you can request a copy of the personal data we hold about you
• Right to rectification — you can request correction of inaccurate data
• Right to erasure — you can request deletion of your personal data
• Right to restrict processing — you can request that we limit how we use your data
• Right to object — you can object to processing based on legitimate interests
• Right to data portability — you can request your data in a portable format
• Right to withdraw consent — where processing is based on consent, you can withdraw it at any time

To exercise any of these rights, please contact us at info@calculatordashboard.com. We will respond within one month as required by law.

If you are unhappy with how we handle your data, you have the right to lodge a complaint with the UK's data protection authority, the Information Commissioner's Office (ICO), at ico.org.uk.

9. Children's Privacy

This website is not directed at children under the age of 13. We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us and we will delete it promptly.

10. International Data Transfers

Some of our third-party providers (including Google) may transfer data outside the UK. Where this occurs, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or certification under an approved data transfer framework.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected by an updated "Last updated" date at the top of this page. We encourage you to review this policy periodically.

12. Contact

For any privacy-related queries, please contact us at info@calculatordashboard.com.