Disclaimer

1. No Financial Advice

CalculatorDashboard.com is an educational resource. The content published on this website — including but not limited to calculators, simulator tools, articles, guides, commentary, and numerical outputs — does not constitute, and should not be construed as, financial advice, investment advice, tax advice, legal advice, or any other form of regulated professional advice.

We are not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory body. We do not hold any permissions to provide financial advice, portfolio management, investment recommendations, or any regulated financial services under the Financial Services and Markets Act 2000 (FSMA).

2. For Educational and Illustrative Purposes Only

Every calculator, tool, and simulator on this site is designed solely to help users understand financial concepts, explore hypothetical scenarios, and develop their own financial literacy. The outputs produced by our tools:

• Are based on historical data, user-inputted assumptions, and mathematical models
• Do not account for your personal financial situation, tax position, risk tolerance, or individual circumstances
• Are not predictions, guarantees, or forecasts of future performance
• Should not be used as the sole or primary basis for any financial decision
• May not reflect current market conditions, interest rates, tax rules, or regulatory requirements

Past performance is not a reliable indicator of future results. The value of investments can go down as well as up. You may get back less than you invest.

3. You Must Seek Professional Advice

Before making any financial, investment, pension, tax, mortgage, or debt-related decision, you should consult a suitably qualified and regulated professional. This includes but is not limited to:

• A Financial Adviser authorised by the FCA for investment and pension decisions
• A Chartered Accountant or tax adviser for tax planning and filing
• A Solicitor for legal and estate planning matters
• A Mortgage Adviser authorised by the FCA for mortgage-related decisions
• A Debt Adviser from a regulated organisation such as StepChange, National Debtline, or Citizens Advice for debt management

You can find FCA-authorised advisers at register.fca.org.uk and via the government's MoneyHelper service at moneyhelper.org.uk.

4. Accuracy of Information

While we make every reasonable effort to ensure the accuracy of the data, calculations, and content on this site, we cannot guarantee that all information is complete, current, or error-free. Financial rules, tax thresholds, interest rates, and legislation change frequently. We do not accept responsibility for any errors or omissions.

You should always verify key figures — such as tax allowances, pension limits, and interest rates — against official government sources such as gov.uk or HMRC before relying on them.

5. Historical Data and Simulations

Several tools on this site use historical financial data, including historical S&P 500 returns, inflation figures, and other market data. Such historical simulations are provided solely to illustrate how different scenarios played out in the past. They are not indicative of what may happen in the future and should not be interpreted as investment recommendations or performance projections.

6. No Liability

To the fullest extent permitted by applicable law, CalculatorDashboard.com, its owner, contributors, and operators expressly disclaim all liability for:

• Any financial loss, investment loss, or damage of any kind arising from your use of, or reliance on, any content or tools on this website
• Any errors, inaccuracies, or omissions in the content or calculator outputs
• Any decisions made — financial or otherwise — based on information found on this site
• Any indirect, consequential, or incidental losses arising from use of this site

Your use of this website is entirely at your own risk.

7. Third-Party Links

This website may contain links to third-party websites for reference purposes. We do not endorse, control, or take responsibility for the content, accuracy, or practices of any external sites. Accessing third-party links is done entirely at your own risk.

8. UK Jurisdiction

This website is operated from the United Kingdom. The content is primarily aimed at UK residents and reflects UK financial concepts, regulations, and tax rules unless otherwise stated. If you are accessing this site from outside the UK, be aware that the information may not be relevant or accurate for your jurisdiction.

9. Changes to This Disclaimer

We reserve the right to update or amend this disclaimer at any time. Changes will be reflected by an updated "Last updated" date at the top of this page. Your continued use of this website following any changes constitutes your acceptance of the revised disclaimer.

10. Contact

If you have any questions about this disclaimer, please contact us at info@calculatordashboard.com.