Test 10 — Editorial List | CalculatorDashboard

★ Favourites

Salary Calculator Take-home after tax & NI Compound Interest Savings growth over time Mortgage Repayment Monthly cost + interest FIRE Calculator Independence number Pension Drawdown Stress-test retirement ISA Calculator Tax-free projections Savings Goal Time to hit your target Stamp Duty SDLT on any property

£ Income & Tax 2 calculators

Take-Home Pay / Salary Calculator Calculate your exact net pay after income tax, National Insurance, pension contributions and student loan deductions. Updated for 2025/26.

Stamp Duty Calculator Instant SDLT calculation for any residential property in England and Northern Ireland, including first-time buyer relief.

◈ Savings & Interest 3 calculators

Compound Interest Calculator Project how a lump sum or regular savings pot grows over time, with inflation adjustment and a year-by-year breakdown.

Savings Goal Calculator Work out the monthly contribution needed to hit a target amount by a specific date, at your expected interest rate.

ISA Calculator Model tax-free ISA growth across multiple years, with annual allowance tracking and interest compounding.

↗ Investments 4 calculators

FIRE Calculator Calculate your financial independence number and the years until you reach it. Includes Coast FIRE milestone and portfolio growth chart.

Retirement Drawdown Simulator Stress-test your pension pot against every historical S&P 500 window since 1957. See survival rates and sequence-of-returns risk in action.

Investment Returns Simulator See what your investment would have grown to across every historical period — lump sum and monthly contributions included.

Personal Investment Return (XIRR) Calculate your actual annualised return on any investment with irregular cash flows, using the XIRR method.

🏠 Mortgage 3 calculators

Mortgage Repayment Calculator Monthly repayments, total interest, and the full amortisation schedule for any UK mortgage at any interest rate.

Mortgage Overpayment Calculator See how much interest and time you save by making regular or one-off overpayments on your mortgage.

Invest or Overpay Calculator Compare the long-term wealth impact of overpaying your mortgage versus investing the same amount. Accounts for your tax band and ISA allowance.

❄ Debt 2 calculators

Debt Snowball Calculator Pay off debts smallest-first. See a month-by-month payoff schedule and total interest cost for the snowball strategy.

Debt Avalanche Calculator Pay off highest-interest debt first. Minimises total interest paid — compare directly with the snowball method.

⏳ Pensions 1 calculator

Pension Deferral Calculator Model the financial impact of delaying pension contributions by months or years — and how much extra you'd need to save to catch up.